Posted by QuickReadAbout.com Staff in You’ve undoubtedly heard the old saying, “Honesty is the best policy.” It certainly rings true after you’ve gotten your free online health insurance quotes and are now looking for additional ways to save money on health care plans in Wisconsin. Lying on your health insurance application – even if you do it unknowingly – is almost always a fool-proof way to mess up otherwise affordable medical coverage in WI.
When you apply for Wisconsin health insurance, your agent will ask a variety of questions regarding you, the history of your previous health, and the status of your current health.
You. Your basic information is pretty easy. Give your birth date and age, height and weight, and gender. You may also be asked for your race and ethnicity. Sometimes we like to fudge the truth about our personal information – our age and weight, especially. You may get away with it on your driver’s license, but you won’t get away with it if you want affordable medical coverage in WI.
Your previous health. Be prepared to tell the health insurer about your past health and medical experiences. You may want to contact your former doctor(s) and request a copy of your medical files. Some health insurers also want to know about your family’s medical history. Give your parents a call if you need a refresher course. You may not have known that your grandmother had ovarian cancer before you were born.
Your current health. You must tell the medical insurance company about your current state of health. This includes both your physical health and your mental health. You can make the process simpler by requesting medical files from your former or current doctor(s), as well as making a list of all medications you take, the dosages you take, and why you take them.