Want to know how to get hold of your Credit Score for free? Here you’ll find some tips and advice from an attorney. The first thing to know is that you need to be truthful, but still cover over the bleakest part of your finances and accounts. Go into detail on any sickness,... Read More

A very popular option these days is the credit card that gives you cash back on some of the purchases you make. A couple of credit cards are even giving back as much as 5-10%. But before you go out and get one of these for yourself, there are some things you should know about first.... Read More

Imagine that you are going into a lender’s office prepared to apply for and receive a loan. You know what your credit scores are and you even got one score from each of the three major credit bureaus: Equifax. Experian, and TransUnion. You are shocked when your loan is denied,... Read More

Corporate credit is indeed quite common in the world of corporations today. But with such a privilege comes loads of responsibility as well. This is especially true when it comes to your spending abilities. Having a corporate credit card may indeed have its perks, but this does not... Read More

How To Get Rid Of Your Bad Credit In Two Months You were sure that you would get the loan that you applied for, but to your surprise, a bank turned down the loan. The bank explained to you that you have bad credit and they consider you sub prime. What, you may, ask is sub prime? Sub... Read More

Lending someone money always involves a risk. If a friend asked you for money you would likely say yes or no based on the likelihood of ever getting the money back. Financial institutions work in much the same way. They look at someone’s income and credit score to help determine... Read More

Life in college is not that really easy. Unexpected expenses could pop out anytime; expensive group projects and educational trips can surprise a student even if they are all part of schooling. What could worsen things is when funds are not available. As a parent, you make sure that... Read More

If you’ve applied for business credit, you may be having trouble getting the capital you need without a personal guarantee. Of course, you do not want your business credit on your personal credit profile, because this will wreck your debt-to-income ratio, and your personal... Read More

Pay more than the required payment (make extra payments in the manner your lenders prescribe – so you don’t lose out because of computer errors, etc.) – focus on your highest rate debt first. Bi-weekly payments are an excellent means to pay extra principal almost... Read More

Summary: Millions of Americans have relentlessly toiled, sacrificing simple pleasures for the sake of -higher credit rating? I used to play a lot of Shadowrun when I was a kid. Shadowrun was a computer game set in a world where mega-corporations rule the cities and law are provided... Read More